A Multi-Layer Business Analytics Model for Autonomous Decision Systems

Journal of Business Intelligence & Decision Science Review

Shahedul Islam, Mowma Mazumder, MD Rasel Ul Alam

Department of Data Science, United International University (UIU); Department of Cyber Security (MSc), Daffodil International University (DIU; University of the Cumberlands, Department of Computer and Information Sciences, Williamsburg, Kentucky, USA

Journal of Business Intelligence & Decision Science ReviewVol. 6, Issue 1August 17, 2026

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Abstract

Modern enterprises face a persistent structural gap between micro-level data generation and
macro-level strategic execution: legacy business intelligence relies on static batch reporting
that creates critical decision latency, while unconstrained autonomous decision systems
(ADS) frequently execute automated actions without systematic risk governance or cloud
security baselines. To resolve this trade-off, the Multi-Layer Business Analytics Model
(MLBAM) establishes an integrated theoretical and computational framework across five
connected layers: Data Aggregation & Telemetry, Feature Abstraction & Granularity
Control, Algorithmic Optimization & Predictive Inference, Strategic Agility & Automated
Execution, and ERM Governance & Cloud Security.By dynamically transforming granular
telemetry into abstracted state vectors and subjecting machine learning policies to real-time
risk boundaries, MLBAM balances operational execution speed with strict safety controls.
Empirical validation using Partial Least Squares Structural Equation Modeling (PLS-SEM)
across a benchmark simulation dataset ($N = 10,000$ operational cycles) reveals that data
granularity exerts a strong positive effect on predictive analytical capabilities ($\beta =
0.482, p < 0.001$), which directly enhances enterprise strategic agility ($\beta = 0.514, p <
0.001$). Crucially, embedded enterprise risk management (ERM) functions as a vital
moderating mechanism, reducing autonomous decision error rates by 68.4% under severe
market volatility without causing prohibitive decision latency.

Keywords

Business AnalyticsData GranularityStrategic AgilityAutonomous Decision SystemsEnterprise Risk Management (ERM)Artificial IntelligenceMachine LearningCloud GovernanceDecision ScienceDynamic Capabilities.

Article Information

Published
August 17, 2026
Journal
Journal of Business Intelligence & Decision Science Review
Volume / Issue
6 / 1
Article No.
1
Year
2025

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